body {
	background:#FFFFFF;
}

.header-filler {
	padding-top:80px;
}

.container-fluid{
/*	max-width:1200px;*/
}

.container {
/*	max-width:1200px;*/
	text-align:left;
	background-color:#FFFFFF;
}

.line, .line-top {
	width:100%;
	height:1px;
	background-color:#0069AA;
	float:left;
}

h1,h2,h3,h4{
	color:#002554;
}

.dcs-primary.dcs-primary{
	color:#002554;
}

.anchor-link {
	margin-top: -80px;
}

/* button - start */
.btn-primary {
	color: #FFFFFF;
	background-color: #004C97;
	border-color: #004C97;
	box-shadow: none;
}
.btn-primary:hover, .btn-primary:focus, .btn-primary:active, .btn-primary.active, .open > .dropdown-toggle.btn-primary {
	color: #FFFFFF;
/*	background-color: #004C97;
	background-color: rgba(0, 76, 151, 0.8) !important;
	background-color: rgba(0, 37, 84, 0.8) !important;*/
	background-color: #2477AB;
	border-color: #2477AB;
/*	border-color: rgba(0, 76, 151, 0.8) !important;*/
	box-shadow: none;
}

.btn-secondary {
	color: #FFFFFF;
	background-color: #63686B;
	border-color: #63686B;
	box-shadow: none;
}
.btn-secondary:hover, .btn-secondary:focus, .btn-secondary:active, .btn-secondary.active, .open > .dropdown-toggle.btn-secondary {
	color: #FFFFFF;
/*	background-color: #DBDBDB;*/
	background-color: rgba(99, 104, 107, 0.7) !important;
/*	border-color: #DBDBDB;*/
	border-color: rgba(99, 104, 107, 0.7) !important;
	box-shadow: none;
}

.btn-outline-primary {
	color: #002554;
	background-color: #FFFFFF;
	border-color: #002554;
	box-shadow: none;
}
.btn-outline-primary:hover, .btn-outline-primary:focus, .btn-outline-primary:active, .btn-outline-primary.active, .open > .dropdown-toggle.btn-outline-primary {
	color: #FFFFFF;
	background-color: #004C97 !important;
/*	background-color: rgba(0, 37, 84, 0.7) !important;*/
	border-color: #004C97 !important;
/*	border-color: rgba(0, 37, 84, 0.7) !important;*/
	box-shadow: none;
}

.btn-outline-secondary {
	color: #63686B;
	background-color: #FFFFFF;
	border-color: #63686B;
	box-shadow: none;
}
.btn-outline-secondary:hover, .btn-outline-secondary:focus, .btn-outline-secondary:active, .btn-outline-secondary.active, .open > .dropdown-toggle.btn-outline-secondary {
	color: #FFFFFF;
/*	background-color: #63686B;*/
	background-color: rgba(99, 104, 107, 0.5) !important;
/*	border-color: #63686B;*/
	border-color: rgba(99, 104, 107, 0.5) !important;
	box-shadow: none;
}

.nav-pills > .nav-item > .nav-link.scrollSmooth:hover,
.nav-pills > .nav-item > .nav-link.scrollSmooth:focus,
.nav-pills > .nav-item > .nav-link.scrollSmooth.active,
.nav-pills > .nav-item > .nav-link.scrollSmooth.active:hover,
.nav-pills > .nav-item > .nav-link.scrollSmooth.active:focus {
	color: #FFFFFF !important;
	background-color: #004C97;
}


/* button - end */

/* Navigation - start */
a {
	color: #004C97;
}

a:hover, a:active {
/*	color:#004C97;*/
}


.navbar{
	background-color: #FFFFFF;
	box-shadow: 0px 0px 5px 0 rgba(0, 0, 0, 0.3);
}

.fixed-top{
	opacity:0.95;
}

.navbar-collapse{
	width:80%;
}

.btn-link {
	color: #004C97;
}

.navbar-light .navbar-nav .nav-link {
	color: rgba(0, 37, 84, 1) !important;
/*	color: rgba(0, 76, 151, 1) !important;
/*	font-weight: 400;*/
}

.navbar-light .navbar-nav .nav-link:hover,
.navbar-light .navbar-nav .nav-link:active {
	color: rgba(36, 119, 171, 1) !important;
/*	font-weight: 400;*/
}

.dropdown-item {
	color: rgba(0, 37, 84, 1) !important;
/*	color: rgba(36, 119, 171, 1) !important;*/
}
.dropdown-item:hover, .dropdown-item:focus,
.dropdown-item.active, .dropdown-item:active {
	color: rgba(36, 119, 171, 1) !important;
/*	color: rgba(0, 76, 151, 1) !important;*/
	background-color: #EBEBEB;
}

/* auto dropdown */
.dropdown:hover>.dropdown-menu {
	display: block;
}
/* Navigation - end */

.breadcrumb {
	background-color: #FFFFFF;
	padding-left:0px;
}

/* banner */
.carousel-card {
	position: absolute;
	top: 90px;
	margin-left:120px;
	text-align:left;
	width:27%;
	border-radius: 5%;
	box-shadow: 5px 5px 5px 0 rgba(0, 0, 0, 0.6);
}
@media screen and (min-width: 1600px) {
	.carousel-card {
		width:25%;
	}
}

.card-caption {
	position: absolute;
	top: 65px;
	margin-left:350px;
	text-align:left;
}

.card-caption h5 {
	text-shadow: 3px 3px 10px black;
	font-weight:900;
	font-size:36px;
}
.card-caption p {
	text-shadow: 3px 3px 10px black;
	font-weight:900;
	font-size:20px;
}

.welcome-caption {
	position: absolute;
	top: 65px;
/*	margin-left:350px;*/
	text-align:center;
}

.welcome-caption h5 {
	text-shadow: 3px 3px 10px black;
	font-weight:300;
	font-size:36px;
}
.welcome-caption p {
	text-shadow: 3px 3px 10px black;
	font-weight:300;
	font-size:25px;
}

.welcome-caption-b {
	position: absolute;
	top: 265px;
/*	margin-left:350px;*/
	text-align:center;
}

.welcome-caption-b h5 {
	text-shadow: 3px 3px 10px black;
	font-weight:300;
	font-size:36px;
}
.welcome-caption-b p {
	text-shadow: 3px 3px 10px black;
	font-weight:300;
	font-size:25px;
}

.history-caption {
	position: absolute;
	top: 130px;
	margin-left:0px;
	text-align:left;
}

.history-caption h5 {
	text-shadow: 3px 3px 10px black;
	font-weight:400;
	font-size:38px;
}
.history-caption p {
	text-shadow: 3px 3px 10px black;
	font-weight:300;
	font-size:20px;
}

.join-the-club-caption {
	position: absolute;
	top: 0px;
	margin-left:0px;
	text-align:left;
}

.join-the-club-caption h5 {
	text-shadow: 3px 3px 10px black;
	font-weight:400;
	font-size:38px;
}
.join-the-club-caption p {
	text-shadow: 3px 3px 10px black;
	font-weight:300;
	font-size:20px;
}

.cover2-caption {
	position: absolute;
	top: 45%;
	margin-left:40px;
	text-align:left;
}

.cover2-caption h5 {
	text-shadow: 3px 3px 10px black;
	font-weight:400;
	font-size:38px;
}
.cover2-caption p {
	text-shadow: 3px 3px 10px black;
	font-weight:300;
	font-size:20px;
}

/* Make the image fully responsive */
.carousel-inner img {
	width: 100%;
	height: 100%;
}

/* overwrite */
.carousel-indicators li {
	background-color: rgba(200, 200, 200, 0.7);
}

.carousel-control-prev-icon,
.carousel-control-next-icon {
	width: 35px;
	height: 35px;
}

.carousel-control-prev-icon {
    background-image: url("data:image/svg+xml;charset=utf8,%3Csvg xmlns='http://www.w3.org/2000/svg' fill='%23c8c8c8' viewBox='0 0 8 8'%3E%3Cpath d='M5.25 0l-4 4 4 4 1.5-1.5-2.5-2.5 2.5-2.5-1.5-1.5z'/%3E%3C/svg%3E");
}

.carousel-control-next-icon {
    background-image: url("data:image/svg+xml;charset=utf8,%3Csvg xmlns='http://www.w3.org/2000/svg' fill='%23c8c8c8' viewBox='0 0 8 8'%3E%3Cpath d='M2.75 0l-1.5 1.5 2.5 2.5-2.5 2.5 1.5 1.5 4-4-4-4z'/%3E%3C/svg%3E");
}

.carousel-control-prev,
.carousel-control-next {
	opacity: 0.7;
}

.more_info{
	background-color:#FFFFFF;
	z-index:10;
}


@media (max-width: 992px) {
	.banner_card_img_container {
		text-align:center
	}
	#jp-pepperdine-benefits, #long-beach-benefits, #mustafa-benefits, #natures-farm-benefits, #secret-recipe-benefits, #sheng-siong-benefits, #vicom-benefits, 
	#affinity-programmes,#htns-benefits,
	#diners-club-privileges, #requirements, #fees, #apply {
		display: block;
		content: "";
		height: 120px;
		margin: -120px 0 0;
	}
	.title{
		display: block;
		content: "";
/*		height: 20px;
		margin: -20px 0 0;*/
	}
}

@media (min-width: 993px) {
	#jp-pepperdine-benefits, #long-beach-benefits, #mustafa-benefits, #natures-farm-benefits, #secret-recipe-benefits, #sheng-siong-benefits, #vicom-benefits,
	#affinity-programmes,#htns-benefits,
	#diners-club-privileges, #requirements, #fees, #apply {
		display: block;
		content: "";
		height: 96px;
		margin: -96px 0 0;
	}
	.title {
		display: block;
		content: "";
/*		height: 50px;
		margin: -50px 0 0;*/
	}
}
	
/* speach bubble */
.speech-bubble {
	position: relative;
	background: #FFFFFF;
	border-radius: .4em;
}

.speech-bubble-top:after {
	content: '';
	position: absolute;
	top: 0;
	left: 50%;
	width: 0;
	height: 0;
	border: 20px solid transparent;
	border-bottom-color: #F5F8FB;
	border-top: 0;
	margin-left: -20px;
	margin-top: -20px;
	z-index: 1;
}

.speech-bubble-bottom:after {
	content: '';
	position: absolute;
	bottom: 0;
	left: 50%;
	width: 0;
	height: 0;
	border: 20px solid transparent;
	border-top-color: #F5F8FB;
	border-bottom: 0;
	margin-left: -20px;
	margin-bottom: -20px;
	z-index: 1;
}

.speech-bubble-right:after {
	content: '';
	position: absolute;
	right: 0;
	top: 50%;
	width: 0;
	height: 0;
	border: 20px solid transparent;
	border-left-color: #F5F8FB;
	border-right: 0;
	margin-top: -20px;
	margin-right: -20px;
	z-index: 1;
}

.speech-bubble-left:after {
	content: '';
	position: absolute;
	left: 0;
	top: 50%;
	width: 0;
	height: 0;
	border: 20px solid transparent;
	border-right-color: #F5F8FB;
	border-left: 0;
	margin-top: -20px;
	margin-left: -20px;
	z-index: 1;
}

.bg-info {
/*	background-color: rgba(0, 174, 239, 0.1) !important;*/
	background-color: rgba(0, 76, 151, 0.04) !important;
/*	background-color: rgba(36, 119, 171, 0.1) !important;*/
}

@media (max-width: 992px) {
	.speech-bubble-top:after,
	.speech-bubble-bottom:after,
	.speech-bubble-right:after,
	.speech-bubble-left:after
	{
		border: 0;
	}
}

/* text over image - start */
.overlay-container {
	position: relative;
}

.overlay-image {
	display: block;
	width: 100%;
	height: auto;
}

.overlay {
	position: absolute;
	bottom: 0;
/*  left: 0;
	right: 0;*/
	background-color: rgba(248, 248, 248, 1);
	overflow: hidden;
	width: 100%;
	height: 0;
	transition: .5s ease;
}

.overlay-container:hover .overlay {
	height: 100%;
}
.overlay-container:hover .img-fluid,
.overlay-container:hover .overlay-text-b {
	-ms-transform: scale(1.02, 1.02); /* IE 9 */
	-webkit-transform: scale(1.02, 1.02); /* Safari */
	transform: scale(1.02, 1.02);

	-ms-transform: transform 0.2s ease-in-out;
	-webkit-transition: transform 0.2s ease-in-out;
	transform: transform 0.2s ease-in-out;
}

.overlay-container:hover{
	position: relative;
	z-index:1;
}

.overlay-text {
	background-color: rgba(248, 248, 248, 1);
	position: absolute;
	top: 0%;
/*  left: 50%;*/
	-webkit-transform: translate(0%, -0%);
	-ms-transform: translate(0%, -0%);
	transform: translate(0%, -0%);
}

.overlay-b {
	bottom: 0;
	width: 100%;
	height: auto;
}

.overlay-text-b {
/*	background-color: rgba(248, 248, 248, 0.7);*/
	background-color: rgba(0, 0, 0, 0);
	position: absolute;
	bottom: 0%;
	color:#FFFFFF;
}

.overlay-gradient-clear-dark-bottom {
	background-image: linear-gradient(to bottom, rgba(0,0,0,0), rgba(0,0,0,0.2));
	height: auto;
	width: 100%;
}
/* text over image - end */

.gradient {
	background-image: linear-gradient(rgba(0, 0, 0, 0.5), rgba(0, 0, 0, 0.5)), url("photographer.jpg");
}
.bg-featured-gradient {
/*	background-image: linear-gradient(180deg, rgba(0, 0, 0, 0), rgba(0, 0, 0, 0.2), rgba(0, 0, 0, 1)), url("/images/homepage/featured.jpg");*/
	opacity: 0.8;
	width:100%;
}
.bg-loan-gradient {
/*	background-image: linear-gradient(180deg, rgba(0, 0, 0, 0), rgba(0, 0, 0, 0.2), rgba(0, 0, 0, 1)), url("/images/homepage/loan-550.jpg");*/
	opacity: 0.8;
	width:100%;
}
.bg-cards-gradient {
/*	background-image: linear-gradient(180deg, rgba(0, 0, 0, 0), rgba(0, 0, 0, 0.2), rgba(0, 0, 0, 1)), url("/images/homepage/cards-550.jpg");*/
	opacity: 0.8;
	width:100%;
}
.bg-merchant-gradient {
/*	background-image: linear-gradient(180deg, rgba(0, 0, 0, 0), rgba(0, 0, 0, 0.2), rgba(0, 0, 0, 1)), url("/images/homepage/merchant.jpg");*/
	opacity: 0.8;
	width:100%;
}
.bg-corporate-gradient, .bg-promotion-gradient {
/*	background-image: linear-gradient(180deg, rgba(0, 0, 0, 0), rgba(0, 0, 0, 0.2), rgba(0, 0, 0, 1)), url("/images/homepage/cards-550.jpg");*/
	opacity: 0.8;
	width:100%;
}

.homepage-hover {
	background-color: rgba(0, 76, 151, 0.5) !important;
}

/* flipping image desc - start */
.f1_container {
	position: relative;
/*	margin: 10px auto;
	width: 100%;*/
	height: 285px;
	z-index: 1;
}
.f1_container {
	perspective: 1000;
}
.f1_card {
	width: 100%;
	height: 100%;
	transform-style: preserve-3d;
	transition: all 0.5s linear;
}
.f1_container:hover .f1_card {
	transform: rotateY(180deg);
	box-shadow: -2px 2px 2px #aaa;
}
.front img{
	vertical-align:middle;
	text-align:center;
	max-height:100%;
	max-width:100%;
}
.face {
/*	position: absolute;*/
	position: absolute;
	width: 100%;
	height: 100%;
	backface-visibility: hidden;
}
.face.back {
	display: block;
	transform: rotateY(180deg);
/*	box-sizing: border-box;*/
}
/* flipping image desc - end */


.text-promotion {
	color: #004C97;
	/* font-size: 1.38rem; */
	font-size: 1.25rem;
	font-weight: 500;
}

ul.promotion > li {
	margin-bottom: 0.7rem !important;
}

.dc-card-img-border {
	border: 1px #011c4b solid;
}

.dc-list-style--circle {
	list-style-type: circle;
}




.dropdown-submenu {
    position: relative;
}

.dropdown-submenu>.dropdown-menu {
    /* top: 0; */
    /* left: 100%; */
    /* margin-top: 0px; */
    margin-left: 0px;
}

@media (min-width: 1050px) {
    .d-lgxl-block {
        display: block !important;
    }
    .d-lgxl-none {
        display: none !important;
    }
}

@media (min-width: 1320px) {
    .d-xxl-block {
        display: block !important;
    }
    .d-xxl-none {
        display: none !important;
    }
}



.bg-lightblue {
	background-color:#C6D9F1;
}
.bg-lightgray {
	background-color:#bfbfbf;
}


/* nice bootstrap ready facebook share button http://justincron.com */
.btn-facebook {
    color: #fff;
    background-color: #4C67A1;
}
.btn-facebook:hover {
    color: #fff;
    background-color: #405D9B;
}
.btn-facebook:focus {
    color: #fff;
}
.btn-twitter {
    color: #fff;
    background-color: #55acee;
}
.btn-twitter:hover {
    color: #fff;
    background-color: #4a9edf;
}
.btn-twitter:focus {
    color: #fff;
}
.btn-social {
    position: relative;
    padding-left: 44px;
    text-align: left;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
}
.btn-social.btn-lg {
    padding-left: 61px;
}
.btn-social>:first-child {
    position: absolute;
    left: 0;
    top: 0;
    bottom: 0;
    width: 32px;
    line-height: 34px;
    font-size: 1.6em;
    text-align: center;
    border-right: 1px solid rgba(0,0,0,0.2);
}
.btn-social.btn-lg>:first-child {
    line-height: 45px;
    width: 45px;
    font-size: 1.8em;
}
.svg-inline--fa {
    display: inline-block;
    font-size: inherit;
    height: 1em;
    overflow: visible;
    vertical-align: -0.125em;
}
svg:not(:root).svg-inline--fa {
    overflow: visible;
}
.svg-inline--fa.fa-w-5 {
    width: 0.5em;
}
.svg-inline--fa.fa-w-10 {
    width: 0.625em;
}


.btn-group-justified {
    display: table;
    width: 100%;
    table-layout: fixed;
    border-collapse: separate;
}
.btn-group-justified>.btn, .btn-group-justified>.btn-group {
    display: table-cell;
    float: none;
    width: 1%;
}
.btn-group-justified.btn-group > .btn:not(:last-child):not(.dropdown-toggle), 
.btn-group-justified.btn-group > .btn-group:not(:last-child) > .btn {
    border-right: 0;
}
.btn-group-justified.btn-group > .btn-group > .btn,
.btn-group.dropdown > .dropdown-menu,
.btn-group.dropup > .dropdown-menu{
    width: 100%;
}


/**
 * vertical divider with OR
 */

 .vertical-divider {
	position: absolute;
	display: table;
	text-align: center;
	
	height: 100%; 
	width: 100%;
}
.vertical-divider .center-element {
	position: relative;
	display: table-cell;
	vertical-align: middle;
}
.vertical-divider .center-element:before, 
.vertical-divider .center-element:after {
	position: absolute;
	content: "";
	width: 1px;
	left: 50%;
	border-left: 1px solid rgba(0,0,0,.125);
}

.vertical-divider .center-element:before {
	bottom: 50%;
	top: 0;
	margin-bottom: 20px;
}
.vertical-divider .center-element:after {
	top: 50%;
	bottom: 0;
	margin-top: 20px;
}

@media (max-width: 992px) {
	.vertical-divider {
		position: relative;
		/* display: block; */
	}
	.vertical-divider .center-element:before, 
	.vertical-divider .center-element:after {
		width: auto;
		height: 1px;
		left: auto;
		top: 50%;
		border-left: 0;
		border-top: 1px solid rgba(0,0,0,.125);
	}
	.vertical-divider .center-element:before {
		right: 50%;
		left: 0;
		margin-right: 20px;
		margin-top: 0;
	}
	.vertical-divider .center-element:after {
		left: 50%;
		right: 0;
		margin-left: 20px;
		margin-top: 0;
	}
}



[data-toggle=collapse][aria-expanded=false] svg.chevronright {
	/* display: none; */
	-webkit-transition: -webkit-transform .100s ease-in;  
	-moz-transition: -moz-transform .100s ease-in;
	-o-transition: -o-transform .100s ease-in;
	transition: transform .100s ease-in;
	-webkit-transform: rotate(0deg);
	-moz-transform: rotate(0deg);
	-ms-transform: rotate(0deg);
	-o-transform: rotate(0deg);
	transform: rotate(0deg);
}
[data-toggle=collapse][aria-expanded=true] svg.chevronright {
	-webkit-transform: rotate(90deg);
	-moz-transform: rotate(90deg);
	-ms-transform: rotate(90deg);
	-o-transform: rotate(90deg);
	transform: rotate(90deg);
}
/* [data-toggle=collapse][aria-expanded=true] .chevronright {
	display: none;
} */